Creditors generally have two years from the date of death to bring their claim against the estate of a deceased person. However, if notices to creditors have been properly sent to all “reasonably ascertainable” creditors and notice has been published, then creditors only have 4 months from the date of publication or 30 days from the date the notice was served or mailed (whichever is later).
There is a requirement that the personal representative of the estate make a reasonable review of the deceased’s mail, bank statements, loan documents, checkbooks, etc., for information related to determining who the creditors of the estate might include.
Douglas N. Kiger, Attorney at Law
Blado Kiger Bolan, Tacoma, Wash